Terms & Conditions

Last updated: 03 Jul 2026

1. Acceptance of Terms

By accessing and using the Bajaj Finance website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website.

2. Platform Role

Bajaj Finance is a digital platform that connects borrowers with lending partners (Banks and NBFCs). We are NOT a lender and do not make credit decisions. Our service is limited to collecting your information and forwarding it to eligible lenders.

3. Eligibility

To use our services, you must be an Indian citizen, at least 18 years of age, and have a valid bank account and PAN card.

4. Loan Approval & Disbursal

All loan approvals, interest rates, processing fees, and tenures are determined exclusively by the lending partner based on their internal credit policies. Bajaj Finance does not guarantee approval of any loan. We shall not be liable for any damages, direct or indirect, arising from your use of this platform or any decisions made by the lenders.

5. Processing Fees

Bajaj Finance does NOT charge any upfront processing fee from users for submitting a loan application on our platform. Beware of fraudulent calls asking for advance payments on our behalf.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in New Delhi.